/* ==========================================================================
   bonniesilver - style-silver.css
   치매·간병보험 콘텐츠 섹션 (PSD 텍스트 → 실제 HTML + CSS, 통이미지 대체)
   팔레트: orange #ff911a / gold #fbbf38 / navy #183f80 / deep-navy #0c1f3f
           ink #282828 / brown #a48133
   ========================================================================== */

:root {
    --silver-orange: #ff911a;
    --silver-orange-deep: #c53300;
    --silver-gold: #fbbf38;
    --silver-navy: #183f80;
    --silver-navy-deep: #0c1f3f;
    --silver-ink: #282828;
    --silver-brown: #a48133;
    --silver-gray: #6a6a6a;
    --silver-line: #e7e7e7;
    --silver-soft: #f6f7fb;
}

/* 공통 카드/캡션 -------------------------------------------------------- */
.silver-card {
    background: #ffffff;
    border-radius: 20px;
    box-shadow: 0 10px 30px rgba(12, 31, 63, 0.08);
    border: 1px solid var(--silver-line);
    overflow: hidden;
    height: 100%;
}

.silver-source {
    font-size: 12px;
    line-height: 1.4;
    color: #9a9a9a;
    margin: 10px 0 0;
}

.silver-note {
    display: inline-block;
    font-size: 13px;
    color: #8a8a8a;
    margin-top: 6px;
}

/* --------------------------------------------------------------------------
   SECTION 01 : 간병비 부담 실태 (통계 3종) - 순수 CSS 데이터 비주얼
   -------------------------------------------------------------------------- */
.silver-stat {
    background: #ffffff;
    border-radius: 20px;
    box-shadow: 0 10px 30px rgba(12, 31, 63, 0.08);
    border: 1px solid var(--silver-line);
    padding: 0 0 26px;
    height: 100%;
    text-align: center;
}

.silver-stat-head {
    background: var(--silver-navy);
    color: #ffffff;
    font-size: 20px;
    font-weight: 700;
    letter-spacing: -0.5px;
    padding: 16px 12px;
}

.silver-stat-body {
    padding: 26px 22px 0;
}

/* 도넛 (가계부담 정도 81.5% / 18.5%) */
.silver-donut {
    width: 190px;
    height: 190px;
    border-radius: 50%;
    margin: 6px auto 18px;
    position: relative;
    background: conic-gradient(var(--silver-navy) 0 81.5%, var(--silver-orange) 81.5% 100%);
}
.silver-donut::after {
    content: "";
    position: absolute;
    inset: 30px;
    border-radius: 50%;
    background: #ffffff;
}
.silver-donut-center {
    position: absolute;
    inset: 0;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    z-index: 1;
}
.silver-donut-center .num {
    font-size: 34px;
    font-weight: 800;
    color: var(--silver-navy);
    line-height: 1;
}
.silver-donut-center .lbl {
    font-size: 14px;
    font-weight: 700;
    color: var(--silver-ink);
    margin-top: 4px;
}

.silver-legend {
    display: flex;
    justify-content: center;
    gap: 18px;
    flex-wrap: wrap;
    margin: 4px 0 6px;
}
.silver-legend span {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-size: 14px;
    font-weight: 600;
    color: var(--silver-ink);
}
.silver-legend span::before {
    content: "";
    width: 12px;
    height: 12px;
    border-radius: 3px;
    background: var(--silver-navy);
}
.silver-legend span.on::before {
    background: var(--silver-orange);
}

/* 실태 (일반/중증 환자 일당) */
.silver-fee-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 14px 4px;
    border-bottom: 1px dashed var(--silver-line);
}
.silver-fee-row:last-of-type { border-bottom: 0; }
.silver-fee-row .who {
    font-size: 16px;
    font-weight: 700;
    color: var(--silver-ink);
}
.silver-fee-row .amt {
    font-size: 22px;
    font-weight: 800;
    color: var(--silver-orange);
}
.silver-fee-row .amt.base { color: var(--silver-brown); }

/* 물가 상승률 막대 그래프 */
.silver-bars {
    display: flex;
    align-items: flex-end;
    justify-content: center;
    gap: 14px;
    height: 190px;
    padding: 0 4px 6px;
    border-bottom: 2px solid var(--silver-line);
    margin-bottom: 10px;
}
.silver-bar {
    width: 46px;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: flex-end;
    height: 100%;
}
.silver-bar .val {
    font-size: 14px;
    font-weight: 800;
    color: #252525;
    margin-bottom: 6px;
}
.silver-bar .bar-fill {
    width: 100%;
    background: var(--silver-navy);
    border-radius: 6px 6px 0 0;
}
.silver-bar.peak .val { color: var(--silver-orange); }
.silver-bar.peak .bar-fill { background: var(--silver-orange); }
.silver-bar .yr {
    font-size: 12px;
    color: var(--silver-gray);
    margin-top: 8px;
}

.silver-stat-foot {
    font-size: 20px;
    font-weight: 800;
    letter-spacing: -0.5px;
    color: var(--silver-navy);
    margin: 18px 0 0;
    line-height: 1.35;
}
.silver-stat-foot .hl { color: var(--silver-orange); }

/* --------------------------------------------------------------------------
   SECTION 02 : Why 간병보험 - 메시지 2종
   -------------------------------------------------------------------------- */
.silver-msg-card {
    background: #ffffff;
    border-radius: 20px;
    box-shadow: 0 12px 30px rgba(12, 31, 63, 0.1);
    padding: 34px 30px;
    text-align: center;
    height: 100%;
}
.silver-msg-card .tag {
    display: inline-block;
    background: var(--silver-orange);
    color: #ffffff;
    font-size: 15px;
    font-weight: 700;
    border-radius: 30px;
    padding: 6px 20px;
    margin-bottom: 16px;
}
.silver-msg-card .tag.navy { background: var(--silver-navy); }
.silver-msg-card h4 {
    font-size: 26px;
    font-weight: 800;
    color: var(--silver-ink);
    line-height: 1.4;
    letter-spacing: -1px;
    margin: 0 0 10px;
}
.silver-msg-card p {
    font-size: 18px;
    color: var(--silver-gray);
    line-height: 1.5;
    margin: 0;
}
.silver-msg-card p .hl {
    color: var(--silver-orange);
    font-weight: 700;
}

/* --------------------------------------------------------------------------
   SECTION 03·04 : 똑똑한 가입 1·2 (간병인보험 / 간병비보험)
   -------------------------------------------------------------------------- */
.silver-info-panel {
    background: #ffffff;
    border-radius: 24px;
    box-shadow: 0 14px 36px rgba(12, 31, 63, 0.1);
    padding: 40px 36px;
    max-width: 900px;
    margin: 0 auto;
}
.silver-info-list {
    list-style: none;
    margin: 0;
    padding: 0;
    display: flex;
    flex-direction: column;
    gap: 16px;
}
.silver-info-list li {
    display: flex;
    align-items: center;
    gap: 18px;
    background: var(--silver-soft);
    border-radius: 16px;
    padding: 22px 26px;
    text-align: left;
}
.silver-info-list li .ic {
    flex: 0 0 auto;
    width: 54px;
    height: 54px;
    border-radius: 50%;
    background: var(--silver-navy);
    color: #ffffff;
    font-size: 24px;
    font-weight: 800;
    display: flex;
    align-items: center;
    justify-content: center;
}
.silver-info-list li.alt .ic { background: var(--silver-orange); }
.silver-info-list li .tx {
    font-size: 21px;
    font-weight: 700;
    color: var(--silver-ink);
    line-height: 1.4;
    letter-spacing: -0.5px;
}
.silver-info-list li .tx small {
    display: block;
    font-size: 15px;
    font-weight: 500;
    color: var(--silver-gray);
    margin-top: 4px;
}

/* --------------------------------------------------------------------------
   SECTION 05 : 간호간병통합서비스 (24시간 간호·간병)
   -------------------------------------------------------------------------- */
.silver-nurse {
    display: flex;
    align-items: stretch;
    justify-content: center;
    gap: 24px;
    flex-wrap: wrap;
    max-width: 900px;
    margin: 0 auto;
}
.silver-nurse-badge {
    flex: 0 0 200px;
    background: var(--silver-navy);
    color: #ffffff;
    border-radius: 24px;
    padding: 34px 18px;
    text-align: center;
    display: flex;
    flex-direction: column;
    justify-content: center;
}
.silver-nurse-badge .big {
    font-size: 40px;
    font-weight: 800;
    color: var(--silver-gold);
    line-height: 1;
}
.silver-nurse-badge .duo {
    display: flex;
    justify-content: center;
    gap: 10px;
    margin-top: 14px;
}
.silver-nurse-badge .duo span {
    background: rgba(255, 255, 255, 0.16);
    border-radius: 30px;
    padding: 6px 16px;
    font-size: 18px;
    font-weight: 700;
}
.silver-nurse-desc {
    flex: 1 1 380px;
    background: #ffffff;
    border-radius: 24px;
    box-shadow: 0 12px 30px rgba(12, 31, 63, 0.1);
    padding: 34px 32px;
    text-align: left;
    display: flex;
    flex-direction: column;
    justify-content: center;
}
.silver-nurse-desc p {
    font-size: 21px;
    font-weight: 600;
    color: var(--silver-ink);
    line-height: 1.5;
    letter-spacing: -0.5px;
    margin: 0 0 14px;
}
.silver-nurse-desc p:last-of-type { margin-bottom: 0; }
.silver-nurse-desc p .hl { color: var(--silver-orange); font-weight: 800; }

/* --------------------------------------------------------------------------
   SECTION 06 : 시설급여 / 재가급여 (장기요양 급여 종류)
   -------------------------------------------------------------------------- */
.silver-care-intro {
    max-width: 860px;
    margin: 0 auto 30px;
    text-align: center;
}
.silver-care-intro p {
    font-size: 21px;
    font-weight: 600;
    color: var(--silver-ink);
    line-height: 1.5;
    letter-spacing: -0.5px;
    margin: 0 0 10px;
}
.silver-care-intro p .hl { color: var(--silver-orange); font-weight: 800; }

.silver-care-grid {
    display: flex;
    gap: 24px;
    flex-wrap: wrap;
    justify-content: center;
    max-width: 960px;
    margin: 0 auto;
}
.silver-care-col {
    flex: 1 1 380px;
    background: #ffffff;
    border-radius: 24px;
    box-shadow: 0 12px 30px rgba(12, 31, 63, 0.1);
    overflow: hidden;
}
.silver-care-col .cap {
    background: var(--silver-navy);
    color: #ffffff;
    font-size: 24px;
    font-weight: 700;
    padding: 16px;
    text-align: center;
}
.silver-care-col.facility .cap { background: var(--silver-navy-deep); }
.silver-care-chips {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
    justify-content: center;
    padding: 26px 22px 28px;
}
.silver-care-chips span {
    background: var(--silver-soft);
    border: 1px solid var(--silver-line);
    color: var(--silver-brown);
    font-size: 17px;
    font-weight: 700;
    border-radius: 30px;
    padding: 12px 20px;
    line-height: 1.25;
    text-align: center;
}
.silver-care-col.facility .silver-care-chips span { color: #9c844e; }

/* --------------------------------------------------------------------------
   SECTION 07 : 100세까지 든든한 간병보험 (대형 배너)
   -------------------------------------------------------------------------- */
.silver-banner07 {
    max-width: 960px;
    margin: 0 auto;
    text-align: center;
    color: var(--silver-ink);
}
.silver-banner07 h2 {
    font-size: 40px;
    font-weight: 800;
    letter-spacing: -1px;
    line-height: 1.3;
    margin: 0 0 8px;
}
.silver-banner07 h2 .hl { color: var(--silver-orange); }
.silver-banner07 .lead {
    font-size: 26px;
    font-weight: 800;
    color: var(--silver-navy);
    letter-spacing: -0.5px;
    margin: 0 0 24px;
    line-height: 1.35;
}
.silver-banner07-pills {
    display: flex;
    justify-content: center;
    gap: 12px;
    flex-wrap: wrap;
    margin-bottom: 30px;
}
.silver-banner07-pills span {
    background: #ffffff;
    border: 2px solid var(--silver-navy);
    color: var(--silver-navy);
    font-size: 19px;
    font-weight: 700;
    border-radius: 40px;
    padding: 12px 26px;
    box-shadow: 0 8px 20px rgba(12, 31, 63, 0.08);
}
.silver-banner07-duo {
    display: flex;
    gap: 22px;
    flex-wrap: wrap;
    justify-content: center;
}
.silver-banner07-duo .box {
    flex: 1 1 320px;
    background: rgba(255, 255, 255, 0.92);
    border-radius: 20px;
    box-shadow: 0 12px 30px rgba(12, 31, 63, 0.1);
    padding: 28px 26px;
}
.silver-banner07-duo .box h3 {
    font-size: 22px;
    font-weight: 800;
    color: var(--silver-orange);
    margin: 0 0 8px;
    letter-spacing: -0.5px;
}
.silver-banner07-duo .box p {
    font-size: 17px;
    color: var(--silver-ink);
    line-height: 1.5;
    margin: 0;
}

/* --------------------------------------------------------------------------
   SECTION 08 : 취급 보험사 규모 (통계 배너)
   -------------------------------------------------------------------------- */
.silver-partner {
    display: flex;
    justify-content: center;
    gap: 22px;
    flex-wrap: wrap;
    max-width: 900px;
    margin: 0 auto;
}
.silver-partner-stat {
    flex: 1 1 320px;
    background: var(--silver-navy);
    color: #ffffff;
    border-radius: 24px;
    padding: 40px 26px;
    text-align: center;
}
.silver-partner-stat.gold { background: var(--silver-orange); }
.silver-partner-stat .big {
    font-size: 54px;
    font-weight: 800;
    line-height: 1;
    color: var(--silver-gold);
}
.silver-partner-stat.gold .big { color: #ffffff; }
.silver-partner-stat .cap {
    font-size: 22px;
    font-weight: 700;
    margin-top: 10px;
    letter-spacing: -0.5px;
}
.silver-partner-note {
    text-align: center;
    font-size: 22px;
    font-weight: 700;
    color: var(--silver-navy);
    letter-spacing: -0.5px;
    line-height: 1.45;
    margin: 28px auto 0;
    max-width: 800px;
}
.silver-partner-note .hl { color: var(--silver-orange); }

/* --------------------------------------------------------------------------
   SECTION 09 : 3대 강점 (투명한 비교 / 발빠른 대응 / 1:1 맞춤형)
   -------------------------------------------------------------------------- */
.silver-benefit {
    background: #ffffff;
    border-radius: 22px;
    box-shadow: 0 12px 30px rgba(12, 31, 63, 0.1);
    padding: 34px 26px;
    text-align: center;
    height: 100%;
    border-top: 6px solid var(--silver-orange);
}
.silver-benefit .num {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 60px;
    height: 60px;
    border-radius: 50%;
    background: var(--silver-navy);
    color: #ffffff;
    font-size: 24px;
    font-weight: 800;
    margin-bottom: 16px;
}
.silver-benefit h4 {
    font-size: 24px;
    font-weight: 800;
    color: var(--silver-navy);
    letter-spacing: -0.5px;
    margin: 0 0 12px;
}
.silver-benefit p {
    font-size: 17px;
    color: var(--silver-gray);
    line-height: 1.55;
    margin: 0;
}

/* --------------------------------------------------------------------------
   SECTION 10 : 보험사? 특약? 보험상품? (질문 버블)
   -------------------------------------------------------------------------- */
.silver-q-bubbles {
    display: flex;
    justify-content: center;
    gap: 18px;
    flex-wrap: wrap;
    margin: 10px auto 0;
    max-width: 720px;
}
.silver-q-bubbles span {
    background: var(--silver-navy-deep);
    color: var(--silver-gold);
    font-size: 30px;
    font-weight: 800;
    letter-spacing: -1px;
    border-radius: 20px;
    padding: 18px 34px;
    box-shadow: 0 12px 26px rgba(12, 31, 63, 0.18);
}
.silver-q-bubbles span:nth-child(2) { transform: translateY(-14px); }

/* --------------------------------------------------------------------------
   SECTION 20 : POINT 01·02·03 (3대 컨설팅 원칙)
   -------------------------------------------------------------------------- */
.silver-point {
    background: var(--silver-navy);
    border-radius: 22px;
    padding: 34px 28px;
    height: 100%;
    text-align: center;
    color: #ffffff;
}
.silver-point:nth-child(2n) { background: var(--silver-navy-deep); }
.silver-point .badge {
    display: inline-block;
    background: var(--silver-orange);
    color: #ffffff;
    font-size: 18px;
    font-weight: 800;
    letter-spacing: 1px;
    border-radius: 30px;
    padding: 6px 20px;
    margin-bottom: 18px;
}
.silver-point h4 {
    font-size: 23px;
    font-weight: 800;
    line-height: 1.4;
    letter-spacing: -0.5px;
    margin: 0 0 12px;
}
.silver-point h4 .hl { color: var(--silver-gold); }
.silver-point p {
    font-size: 16px;
    color: rgba(255, 255, 255, 0.82);
    line-height: 1.6;
    margin: 0;
}

/* ==========================================================================
   반응형
   ========================================================================== */
@media (max-width: 991px) {
    .silver-info-panel { padding: 28px 22px; }
    .silver-nurse-badge { flex-basis: 100%; }
    .silver-banner07 h2 { font-size: 30px; }
    .silver-banner07 .lead { font-size: 21px; }
}

@media (max-width: 767px) {
    .silver-stat { margin-bottom: 22px; }
    .silver-donut { width: 160px; height: 160px; }
    .silver-donut::after { inset: 26px; }
    .silver-bars { height: 160px; gap: 10px; }
    .silver-bar { width: 40px; }
    .silver-msg-card { margin-bottom: 18px; padding: 26px 20px; }
    .silver-msg-card h4 { font-size: 21px; }
    .silver-msg-card p { font-size: 16px; }
    .silver-info-list li { flex-direction: row; padding: 16px 16px; gap: 12px; }
    .silver-info-list li .ic { width: 44px; height: 44px; font-size: 20px; }
    .silver-info-list li .tx { font-size: 17px; }
    .silver-nurse-badge { flex-basis: 100%; }
    .silver-nurse-desc { flex-basis: 100%; padding: 24px 20px; }
    .silver-nurse-desc p { font-size: 17px; }
    .silver-care-intro p { font-size: 17px; }
    .silver-care-col { flex-basis: 100%; }
    .silver-banner07 h2 { font-size: 24px; }
    .silver-banner07 .lead { font-size: 18px; }
    .silver-banner07-pills span { font-size: 16px; padding: 10px 18px; }
    .silver-banner07-duo .box { flex-basis: 100%; }
    .silver-partner-stat { flex-basis: 100%; padding: 30px 20px; }
    .silver-partner-stat .big { font-size: 42px; }
    .silver-partner-note { font-size: 18px; }
    .silver-benefit { margin-bottom: 18px; }
    .silver-benefit h4 { font-size: 21px; }
    .silver-q-bubbles span { font-size: 22px; padding: 14px 24px; }
    .silver-point { margin-bottom: 18px; }
    .silver-point h4 { font-size: 20px; }
}